2020 - 2018 Model Years
This policy offers replacement cost coverage that does not expire and $3,000 in accessory coverage is included. Your motorcycle must be a 2018 or newer to be eligible. At renewal you will keep the replacement coverage for your motorcycle, accessories, and safety gear!
- Keep replacement cost coverage for as long as you own the bike. This eliminates depreciation in the event of a claim.
- $3,000 - $30,000 Accessory Replacement Coverage.
- Diminishing Deductible
- Genuine Parts Security
- Personal Effects (Safety Equipment)
- Rental Reimbursement
- Towing and Emergency Expense
- Travel Loss
When you add replacement cost coverage when the bike is new — or even up to two model years old — you can keep that level of protection for as long as you own the bike. That eliminates depreciation in the event of a claim. Most other insurance companies cancel replacement cost when the bike reaches its third year.
Accessory Replacement Coverage
$3,000 accessory coverage is included with the policy; up to $30,000 can be purchased. The accessories are replaced with no depreciation in the event of an accident.
If purchased, the comprehensive and collision deductibles will be reduced by 25% at each renewal as long as the policy is claim free until the deductibles are at $0.
Genuine Parts Security
Ensures we will use Original Equipment Manufacturer (OEM) parts in the event of a partial loss. In the event the OEM part not available, then compensation for the such part will be paid
Provides replacement coverage for personal effects damaged or lost during a comprehensive or collision covered event. This includes safety apparel. $1,000 is included with the policy and $2,500 can be purchased.
Coverage may be purchased for the expense to rent a substitute motorcycle after a physical damage loss; 4-days or 10-days.
Towing and Emergency Expense
Policy includes $75 for towing and emergency roadside service. Increase to $200 is available.
Policy will pay for the reasonable cost of meals and lodging expenses for you or a relative arising out of a trip interruption up to $150 per day / $600 per occurrence with no deductible. The trip interruption must be more than 100 miles from the principle residence and have resulted from a comprehensive or collision loss covered by the policy.